Opting Out

**All opt-out/waiver requests must be received during the fall Enrollment/Waiver Period:

The Fall 2022 Enrollment/Waiver Period: Closed at 5PM on September 30th!

In order to waive, or to opt-out of, the Student Health Insurance Plan, you must complete a Waiver Form, during the Enrollment/Waiver Period. Click on the Forms then Opting out of coverage.

Waiver forms can be submitted for any individual semester, however, if a you waive coverage in the fall, coverage will continue to be waived for the remainder of the academic year.  If you wish to waive coverage for the entire time you are a student at the Urbana campus, you will need to submit a waiver each academic year. 

In order for a waiver to be approved, you must provide proof of being actively enrolled in a comparable plan. 

Comparable coverage requirements: 

  • Is a U.S. state-based plan with a U.S. phone number/call center
  • Is effective on or before the 1st day of the semester and extends through the remainder of the academic year
  • Provides access to in-network, non-emergent care within a 50 mile radius of the Urbana campus 
  • Is compliant with the Affordable Care Act, including:
    • unlimited lifetime benefit
    • no restrictions on coverage for preexisting conditions
    • provides in-patient and out-patient benefits for mental health care services

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