Opting Out

Opting out of the University of Illinois Student Health Insurance

In order to waive the student insurance fee, students must fill out the Waiver Form found online at the UnitedHealthcare website. Before filling out the form, there are a few points to keep in mind:

  • The waiver form may only be completed at the beginning of each semester, during the enrollment/change period. The Fall 2019 enrollment/change period runs from August 23rd – September 27th, 2019.
  • The waiver form exempts the student from the Insurance Fee for the current semester and all subsequent semesters in that academic year. Accordingly, if a student wishes to be continually opted out of the insurance over the course of their time at the University, the form must be filled out once EACH ACADEMIC YEAR, during the Fall semester of that year, or the first semester that year in which the student is enrolled.

Students may opt out of the Insurance Fee only when they have comparable insurance to that offered by the University. This means that in order to opt out, your insurance must meet the following qualifications:

Provides inpatient and outpatient care on both an emergency and non-emergency basis within a 50 mile radius of the UIUC campus.

Is effective on or before the first day of the semester, with coverage extending for the duration of the academic year for which the student is enrolled.

Is Affordable Care Act compliant, including the following policy provisions:
-Unlimited lifetime benefit
-No restrictions to coverage for pre-existing conditions
-Must provide for inpatient AND outpatient mental health care

Normal timeline for refund of the fee is 7-10 business days. Please note that even if you have insurance that meets the qualifications listed above, it may be in your best interest to keep the insurance offered by the University. A full discussion of the pros and cons of keeping the insurance may be found in the FAQs section of this website, under the section entitled Opting Out of Student Insurance. To complete the waiver form go to https://studentcenter.uhcsr.com/illinois.
If your waiver request was denied, and you believe this decision was reached in error, you must contact UnitedHealthcare StudentResources customer service by email at waiververification@uhcsr.com.