Opting out of the University of Illinois Student Health Insurance
In order to waive the student insurance fee, students must fill out the Waiver Form found online at the UnitedHealthcare website. Before filling out the form, there are a few points to keep in mind:
- The waiver form may only be completed at the beginning of each semester, during the enrollment/change period. The Spring 2018 enrollment/change period runs from January 11th-February 14th.
- The waiver form exempts the student from the Insurance Fee for the current semester and all subsequent semesters in that academic year. Accordingly, if a student wishes to be continually opted out of the insurance over the course of their time at the University, the form must be filled out once EACH ACADEMIC YEAR, during the Fall semester of that year, or the first semester that year in which the student is enrolled.
Students may opt out of the Insurance Fee only when they have comparable insurance to that offered by the University. This means that in order to opt out, your insurance must meet the following qualifications:
-Unlimited lifetime benefit
-No restrictions to coverage for pre-existing conditions
-Must provide for inpatient AND outpatient mental health care
Normal timeline for refund of the fee is 7-10 business days. Please note that even if you have insurance that meets the qualifications listed above, it may be in your best interest to keep the insurance offered by the University. A full discussion of the pros and cons of keeping the insurance may be found in the FAQs section of this website, under the section entitled Opting Out of Student Insurance. To complete the waiver form go to https://studentcenter.uhcsr.com/illinois.
If your waiver request was denied, and you believe this decision was reached in error, you must contact your insurance provider and obtain: 1) A certificate of coverage naming the student as covered by your policy, showing the dates of that coverage; 2) A schedule of benefits detailing the basic benefits and costs of your insurance. These two forms must be faxed to 217-244-9886, or handed in to our office at 1109 S. Lincoln Ave, Urbana. Emailed documents will not be accepted.